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1. Download file Free Book PDF Study Guide For Jaiib Exam at. Established in 1991 by Shri G Subramanian formerly of State Bank of. Ravi Subramanian Occupation Nationality Alma mater Notable works If God Was a Banker Notable awards Website Ravi Subramanian is an author. A banker by profession, Subramanian has written popular about banking.
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BANGALORE Established in the year 1991, J.S. Institute of Banking and Finance is a leading institute dedicated to providing quality education and training in the banking and finance sector. The founder of the Institute Mr.

Subramanian had the vision to prepare young managerial personnel in the banking industry for career growth based on excellent knowledge and understanding of the practical aspects of various businesses in a modern bank. With his long years of senior level experience in State Bank of India, and his years of involvement in the training function in SBI, Mr.Subramanian has conceived the entire curriculum and training in the J.S.

Institute on modern and practical lines. Starting from training a small band of junior employees in banks to qualify for promotion to officer cadre, the Institute has evolved as an outstanding Institute providing education at all levels of staff in banks for internal promotions. Since the year 2008, the Institute also serves as the forum to offer quality education to thousands of young men and women aspiring to take up competitive entrance examinations for entry level jobs in banks, as probationary officers or as executive assistants. The Institute initially attracted candidates from within the city of Bangalore.

Over the years, based on its solid reputation, thousands of aspiring bankers from all over the country travel to Bangalore for our personal training programmes. The Institute is proud to announce that over the years about 20,000 bank personnel have benefited from our programmes, from all corners of the country. Mission of the Institute: The mission of the Institute is to help bankers and other finance professionals at all levels achieve excellence in their career and growth through training, workshops, seminars and publications. Accreditation by Indian Institute of Banking and Finance, Mumbai: We are accredited by the IIBF, Mumbai, the principal bankers’ examining body, for conducting programme for JAIIB and CAIIB Certification examinations. The Institute offers both intensive day-time programme and evening programmes.

Main lines of activities of the Institute: • Publication of banking books and magazines; • Conduct of intensive and personalized class-room training; • Conduct of Seminars/workshops on emerging topics of importance to bankers; and • Conduct of in-house programmes for banks / Institutions • Conduct of programmes for recruitment in banks at the Probationary Officer and Assistant levels. Top class faculty and core competency have enabled J S Institute to emerge as one of the premier centers of banking excellence in the country.

Apart from conducting intensive coaching classes, the Institute publishes books, journals and guides that are indispensable for thousands of bankers across India. Subramanian, the founder of J.S. Institute holds a degree in law, and is an Associate of the Institute of Bankers. Winrar Version 3.9 Or Above.

During his career in State Bank of India spanning over 20 years starting as a Probationary Officer, he has acquired vast experience in different parts of India on all operational aspects of banking and general management and has intensive exposure to foreign exchange management, industrial credit, SME portfolio management, and inspection and audit. He was a senior faculty member at the State Bank’s Apex Staff College at Hyderabad and later was a faculty at the Bankers’ Training Academy in Zambia. Subramanian has authored books on the subjects of Banking, Foreign Exchange, Management Accounting and Finance for Small and Medium Enterprises. Publications: The J.S. Institute regularly brings out books on Banking and Credit Management for Bankers.

Fundamentals of the Sri Rama Temple

Subramanian Swamy

True and devout Hindus believe that Bhagvan Sri Rama was born in Ayodhya, the then capital of a flourishing kingdom of the Suryavamsa dynasty. Rama is venerated as Maryada Purushottam, and worshipped by Hindus of the north. As an avatar of Vishnu, while it was first propagated by the Tamil saints known as Nayanmars and Alwars who composed many hymns and songs dedicated to his divinity, the North which later came to accept Rama as one, especially thanks to the saint Tulsidas, the fervour for Rama worship is much more. In that sense, Sri Rama was the first truly national king of India, supra region, supra varna or jati. That is why poet Iqbal called him ‘Imam-e-Hind’.

The exact spot of the palace where Rama was born has been and remains firmly identified in the Hindu mind and is held as sacred. This is the very area where stood from 1528 till December 6, 1992, a structure that came to be known as Babri Masjid, put up in 1528 by foreign invader Babar’s commander, Mir Baqi.

In fact, Baqi was a Shia Muslim, and hence he intended it to be a place for Shias to read namaz. Today, interestingly, it is the Sunni Wakf Board, which entered the legal dispute as late as 1961. It has been litigating in the Supreme Court claiming the title to the land on which the structure once stood. At the Allahabad High Court level, Sunni Wakf Board claim to the title of the land was rejected. No Muslim party today claims the Babri Masjid must be rebuilt on where it once stood because Masjid can be demolished under Islamic law.

I call it a “structure” since it cannot be strictly called a mosque by Sunni edicts– because it did not have the mandatory minarets and wazu [water pool]. That a Ram temple existed and or that there is a sacred spot known as Ramjanmabhoomi is attested by many ancient sources and by modern scientific methods.

In Skanda Purana [Chapter X, Vaishnav Khand] the site is vividly described. Valmiki Ramayana also describes it beautifully. Less than two decades before Mir Baqi carried out the horrible demolition of the Ram Temple, Guru Nanak had visited the Ramjanmabhoomi and had darshan of Ramlala in the mandir at the spot.

There are many commentaries on this visit which are a part of the Sikh scriptures. Guru Nanak himself records the barbarity of Babar’s invasions [in Guru Granth Sahib at p.418]. In Akbar’s time, Abul Fazal wrote the Ain-i-Akbari in which he describes Ayodhya fame as the place of “Ram Chandra’s residence which in Treta age combined spiritual supremacy and Kingship” [Translated by Col. H.S. Jarrett and published in Kolkata in 1891].

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In Chapter X of the Report of the Archeological Survey of India, NW and Oudh (1889), it is mentioned (p.67) that Babri Mosque “was built in AD 1528 by Mir Khan on the very spot where the old temple of Janmasthan of Ram Chandra was standing.”

Hindus throughout foreign occupation of India have deeply held as sacred that exact spot where the Babri Masjid once stood, as is recorded in many official and judicial proceedings. In 1885, for example, Mahant Raghubar Das in a Suit No 61/280 of 1885 filed in the Court of the Faizabad Sub-Judge against the Secretary of State for India (who was based in London), prayed for permission to build a temple on the chabutra outside the mosque. His suit was dismissed on March 18, 1886.

However, in his Order the Sub-Judge, an Englishman, stated thus: “ It is most unfortunate that a Masjid should have been built on land specially held sacred by the Hindus. But as the event occurred 358 years ago, it is too late now to remedy the grievance.” Since the English as policy never sought to disturb the social status quo in India as evidenced, for example, on the ‘Sati’ question, the Judge took the easy way out and dismissed the Suit.

It is now well established by GPRS- directed excavations done under the Allahabad High Court monitoring and verification in 2002-03, that a large temple did exist below where that Babri Masjid structure once stood. Inscriptions found during excavations describe it as a temple of Vishnu Hari who had killed the demon king Dasanan [Ravana].

The Sunni Wakf Board does not accept these findings as of any meaning or of any consequences. It does not, however, matter if all this was indeed so or not, since under Section 295 of the Indian Penal Code[IPC] it is prescribed that “Whoever destroys, damages or defiles any place of worship, or any object held sacred by any class of persons, with the intention of thereby insulting the religion of any class of persons or with the knowledge that any class of persons is likely to consider such destruction, damage or defilement as an insult to their religion, shall be punishable with imprisonment of either description for a term which may extend to two years, or with fine, or with both.”

That is, an offence under criminal law is committed if a body of persons hold something as sacred. It does not matter if the majority does or does not hold so. Nor can a court decide what is sacred and what is not. Only a body of persons can identify what is sacred. The offence under Section 295 IPC is cognizable and non-bailable, as well as non-compoundable.

The fundamental question before us is thus this: Can a temple and a masjid be considered on par as far as sacredness is concerned ? Relying on two important court judgments that hold the field today, the answer is: No! A masjid is not an essential part of Islam, according to a majority judgment of a Constitution Bench of India’s Supreme Court.

In the famous Ismail Farooqui vs Union of India case[reported in (1994) 6 SCC 376], the Supreme Court observed: “It has been contended that a mosque enjoys a particular position in Muslim law and once a mosque is established and prayers are offered in such a mosque, the same remains for all time to come a property of Allah…and any person professing Islamic faith can offer prayer in such a mosque, and even if the structure is demolished, the place remains the same where namaz can be offered” [para 80].

The Constitution Benchrebutted this contention stating: “The correct position may be summarized thus: Under Mohammed law applicable in India, the title to a mosque can be lost by adverse possession… A mosque is not an essential part of the practice of the religion of Islam and namaz (prayer) can be offered anywhere, even in the open. Accordingly, its acquisition is not prohibited by the provisions in the Constitution of India.”[para 82].

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Thus, any Government depriving the Muslims of the Babri Masjid by an order of acquisition is within law, if the government decides to do so in the interest of public order, public health and morality [Article 25 of the Constitution]. The position in Islamic law is even more clear: in Saudi Arabia the authorities demolish mosques to lay roads and build apartment building. Even the mosque where Islam’s Prophet Mohammed used to pray was demolished!

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But then what of a temple? Is it in the same category as the mosque in our jurisprudence? When I was Union Law and Justice Minister in 1990-91, this question of the status of a temple–even if in ruins or without worship–had come up before me in a case of a smuggled-out bronze Nataraja statue which was up for auction in London.

Earlier the Government of India, when Rajiv Gandhi was PM, had decided to file a case in the London trial court in 1986 for recovery. The Nataraja statue had by then been traced to a temple in ruins in Pathur, in Thanjavur district. A farmer named Ramamoorthi had in 1976 had accidentally unearthed it while digging mud with a spade near his hut.

When the news spread, touts of an antique dealer by the name Ahmed Hussein reached him and paid a small sum and smuggled it out to London, where in 1982 they sold it to Bumper Development Corporation Private Limited. In turn, the said Corporation sent it to the British Museum for appraisal and possible purchase. By then the Government of India was onto it and asked the UK government to take action.

The Nataraja idol was seized by London Metropolitan Police, and thus the Bumper Development Corporation sued the Police in court for recovery but lost the case. An appeal was filed in the Queens Bench [i.e., our High Court level] which was dismissed on April, 17 1989. So, the Bumper Corporation went to the House of Lords [our Supreme Court level]. On February 13, 1991 when I was Law Minister, the judgment came, which is truly landmark, dismissing Bumper’s final appeal [ see (1991) 4 All ER 638].

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The House of Lords upheld the Indian government’s position that because of the prana prathista puja, a temple is owned by the deity, in this case Lord Shiva, and any Hindu can litigate on behalf of the deity as a defacto trustee. The Bench consisting of Justices Purchas, Nourse and Leggatt concluded: “We therefore hold that the temple is acceptable as party to these proceedings and that it is as such entitled to sue for the recovery of the Nataraja.” [page 648 para g].

Thus, even if a temple is in ruins as the ASI had found the Thanjavur temple or destroyed, as Ram Temple was in the Babri Masjid area, any Hindu can sue on behalf of Lord Rama in court for recovery! No such ruling exists for a mosque for the simple reason that a mosque is just a facilitation centre for reading namaz, and has no essentiality for Islam religion. It can be demolished and/or shifted as any building can and are being so today in Arab countries and Pakistan.

That is, the Ram Temple on Ramjanmabhoomi has a superior claim to the site than any mosque. This the fundamental truth in the Ayodhya dispute. This truth will apply, for example, to Kashi Vishvanath and Brindavan temple sites as well.

Therefore under law the Union Government can acquire the Babri Masjid site by a public notification, and urge the Muslim community to agree to shift the building of a new masjid to some other site well beyond and across the Saryu River.

It is important to note here that as of now there are eight mosques in Ayodhya area which the ASI has taken over since these had no one coming to read namaz. Hence what use will another mosque be?

Hence the national response to the judgment of Lucknow Bench of the Allahabad High Court allotting one-third of the Ramjanmabhoomi to the Sunni Wakf Board to build a mosque in the area near the Ramlala temple should be a resounding “No”! A temple cannot be equated to a mosque in either its immutability or its divinity. The masjid in Islamic law is just a building to facilitate reading of namaz, which anyway can be read anywhere.

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Nor can we Hindus by the back door allow aggression and atrocity of demolishing temples be rewarded in any manner. Therefore, as with the Shah Bano case precedent, Government should bring an amendment to the Acquisition of Certain Areas of Ayodhya Act of 1993 to bar constructing any structure other than those connected with a temple for Sri Rama.

That will be the fit atonement of the so-called secular people of our nation for tacitly tolerating for so long the demolition of Ram Temple on the orders of Babar of Afghanistan. Babri, after whom the mosque is named incidentally was a 9-year boy in Kabul who was a “special” intimate of Babar with whom he was infatuated.

If such an amendment is not brought forth, Hindus should wage a fierce democratic struggle for the next 3½ years to force the government to do so or weld a solid Hindu Front supported by the Hindu Dharmacharyas, VHP and RSS can obtain an absolute majority in the Lok Sabha in the future.

From February 8, 2018, the Supreme Court will hear all the civil appeals plus my Writ Petition seeking enforcement of my fundamental right under Article 25 of the Constitution to worship at the spot where Hindus have faith Lord Ram was born. Since the Sunni Wakf Board is basing its argument of its rights to property, which is an ordinary right and not a fundamental right, hence under law my right is superior and overrides the Sunni Wakf Board claim of its ordinary right to property.

Subramanian Swamy

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Latest posts by Subramanian Swamy (see all)

• Dr Swamy explains in-depth how Faith and Law is basis in Ayodhya judgment - December 17, 2017
• Subramanian Swamy’s article – Fundamentals of the Sri Rama Temple - December 6, 2017

Bravo ! Subramanian swamy. The country owes a huge thanks to you for your relentless efforts in the Ram janma bhoomi case. The whole nation will pray for your success in this case.